Wakefield & Associates must follow strict federal guidelines when collecting debts. If they are calling you repeatedly throughout the day or contacting you early in the morning or late at night, this behavior may be considered harassment under the FDCPA. Debt collectors cannot legally threaten arrest, wage garnishment, or lawsuits they are not authorized or prepared to pursue. You are... https://protectionforconsumers.com/wakefield-associates-phone-harassment/